Financing

Click HERE to complete our online credit application. Please complete all highlighted fields.

Financing at Shoreline is as easy as buying a car at Shoreline!

Payments start at $150/month!

We now accept credit cards as a method of payment for deposits!

Save time at the dealership by completing our credit application online.

Questions? Call us at (203) 481-1116

FAQ:

How much do I need to put down?

• The bank will decide what your down payment will be based on credit score, income and the vehicle you’re interested in. Down payment amounts can range anywhere from $0 to $2,500+

How long is the loan?

• Depending on your credit score and the vehicle being purchased, loan terms can range anywhere from 9 months to 54 months.

How long does the decision take?

• If you apply in person or online, your application is typically processed within 1 hour if you submit it during business hours. If you submit after hours or on Sunday, it will be processed on the next business day.

What do I need to bring with me?

• Each loan is different, but all require a valid driver’s license, proof of address, insurance card & binder, references, and proof of income.

How long does this process take?

• It can be as fast as 1 day! Once approved, you will be asked to bring in any documents required to fund the loan (pay stub, insurance, etc.) and sign the loan contracts. We will overnight the loan contracts and you will be able to take your car home the following business day in most cases.

What about first-time buyers, or people with no credit?

• First-time buyers or people with little or no credit history require a qualified co-signer in order to finance.

My credit is poor. Can you help?

• Yes! Buyers with a low credit score or with negative items on their credit repost (repossession, bankruptcy, etc.) can still qualify for a loan. A qualified co-signer is generally required to be able to finance in this situation, or more money down.